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ExpenseTracker Guide: Track daily spending, review past months, and automate EMIs

ExpenseTracker is a lightweight web app that helps you build a clear picture of where your money goes. It’s designed for everyday use: you add expenses as they happen, switch between months to compare trends, and use simple charts to spot patterns quickly. If you have recurring commitments (like a phone EMI, bike loan, or subscription-style installment), you can set up an EMI once and let the app automatically include it every month until the end date—so you don’t have to re-enter the same payment again and again.

This page explains what the product does, who it’s for, and how to use the main features step by step. Even if you don’t see the app UI right now, you should be able to understand the workflow and get value from the tips below.

Who this is for

• Students and families who want an easy way to log expenses and review monthly totals without complex accounting.
• Anyone managing recurring payments (EMIs/loans/installments) who wants those amounts tracked consistently.
• People trying to cut spending who need quick visual feedback—daily totals, monthly summaries, and trends.
• Busy users who prefer a simple “add expense → check chart → adjust habits” loop rather than spreadsheets.

What problems it solves

Most people don’t overspend on purpose—they overspend because they don’t have feedback. Small daily purchases add up, and recurring commitments can hide in the background until they become stressful. ExpenseTracker solves this by making the feedback loop fast:

• You can see your monthly total at a glance, not just a list of items.
• A daily chart makes spikes obvious (weekends, events, travel, etc.).
• EMI automation keeps your month-to-month numbers consistent without manual entry.

How it works (plain language)

The app has two main areas: Expenses and EMIs. Expenses are one-time records (like groceries or fuel). EMIs are recurring commitments that remain active until an end date. When an EMI is active, its amount is included in your monthly picture automatically so you can plan around it.

You can switch months anytime to review older data. This is useful for answering questions like “Did I spend more this month than last month?” or “Which week is usually the most expensive for me?”

Step-by-step: how to start using ExpenseTracker

1. Create an account so your data is stored securely for your profile.
2. Open the Dashboard and select the month you want to track (current month is the default).
3. Add a few expenses (start with your biggest categories: food, transport, bills).
4. Check the chart to see which days are high-spend days.
5. Add EMIs for any installments so they appear automatically each month until the EMI ends.
6. Review monthly totals and compare with previous months to keep spending on track.

Practical examples

Tips & best practices

• Log expenses the same day: accuracy drops quickly if you wait.
• Track your top 5 categories first: you’ll get most of the benefit with less effort.
• Use month comparisons: look at trends, not just single purchases.
• Add EMIs for all recurring commitments: fixed costs are the baseline for budgeting.
• Review weekly: short feedback loops make habit changes easier.