Privacy Policy

Last updated: 12/21/2025

This Privacy Policy explains how ExpenseTracker (“we”, “us”, “our”) handles information when you use the website and application (the “Service”). ExpenseTracker is designed to help you track spending and recurring EMIs in a simple way. We try to collect only what’s needed to operate the Service and improve reliability.

1) Information we collect

The Service may collect the following categories of information:

• Account information: name, email address, and password (stored securely using hashing).
• Expense and EMI data: entries you create such as amounts, dates, notes/titles, and EMI end dates.
• Usage and diagnostics: basic logs needed to keep the app secure and reliable (for example, error reports when something fails).
• Cookies/session data: authentication tokens or cookies used to keep you signed in.

2) How we use information

• To provide the core features: creating accounts, saving expenses, showing charts, and managing EMIs.
• To secure the Service: prevent unauthorized access and protect user accounts.
• To maintain and improve reliability: debugging, performance monitoring, and fixing bugs.
• To communicate with you if you contact support.

3) Ads and third-party services

Some pages of the Service may display Google-served ads (Google AdSense). Google and its partners may use cookies to serve ads based on a user’s prior visits to this or other websites. You can learn more about how Google uses information from sites that use its services by visiting Google’s advertising and privacy resources.

We do not sell your personal information. When ads are enabled, the ad provider may collect and process certain data as described in their policies.

4) Data retention

We retain your account and tracking data for as long as your account remains active or as needed to provide the Service. If you request deletion, we will remove your data unless we are required to retain certain information for legal, security, or operational reasons.

5) Security

We use reasonable safeguards to protect the Service and your data. No method of transmission or storage is 100% secure, but we work to reduce risk through secure authentication practices and careful handling of user data.

6) Your choices

• You can update your entries (expenses/EMIs) by using the app features.
• You can stop using the Service at any time.
• You can request account deletion: TODO (developer): add support email.

7) Children’s privacy

The Service is not intended for children under the age of 13 (or the equivalent minimum age in your jurisdiction). If you believe a child has provided personal information, please contact us so we can delete it.

8) Contact

If you have questions about this Privacy Policy, please contact us at TODO (developer): support@yourdomain.com.